NCL Open Enrollment
Published on Thursday, October 1, 2026
The NCL/Voya Open Enrollment period for Supplemental Life, AD&D, Critical Illness and Accident Insurance begins October 1, 2026, and will continue through November 30, 2026. You can now purchase up to $400K of Life and AD&D to protect your family. As always, there are NO MEDICAL QUESTIONS OR EXAMS. Get the coverage you need without any hassle.
Supplemental Life Insurance benefits are now extended up to age 75 regardless of active or retirement status, as long as you begin coverage before you retire. There's also a new Hospital Indemnity benefit this year that pays cash straight to you for any hospital stay, and it starts under $10 a month. Because we're part of a coalition, with 300,000 Union members strong, the group rates beat anything you'd get on your own. A 30-year-old can lock in the full $400,000 for about $36 a month. Select nclenrollment.com or call the MCL Insurance Hotline at (888) 212-7822.
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